Business Plan or Feasibility Study? What SBA and USDA Actually Require
A rural hotel developer asked us last month for "an SBA feasibility study." Two emails later, it turned out the l...
29
Sep
25
Sep
Why AI-Generated Business Plans Fail SBA Underwriting and USCIS Review
An AI tool can write a 40 page business plan in four minutes. It will read well. It will have headings, tables an...
21
Sep
Gold Card vs EB-5 vs E-2: Which Route Actually Needs a Business Plan?
Three investor routes now compete for the same wealthy applicant. The Gold Card asks for a $1 million gift. EB-5 ...
17
Sep
EB-5 After 30 September 2026: Why Direct Investment Plans Now Carry the Weight
On 30 September 2026, the grandfathering protection in the EB-5 Reform and Integrity Act of 2022 (RIA) expired fo...
13
Sep
Quality of Earnings or Business Plan? What SBA Buyers Actually Need in 2026
Buyers keep asking us the same question since SBA released SOP 50 10 8.1: "If the lender is ordering a Quality of...
09
Sep
Business Plan for an SBA Acquisition Loan: What Underwriters Look For When You Buy a Business
An SBA underwriter reviewing an acquisition file is asking one question: will this business, run by this buyer, r...
05
Sep
Can a Green Card Holder Get an SBA Loan in 2026? What Changed and What to Do Instead
No. Since 1 March 2026, a lawful permanent resident cannot own any part of a business that receives an SBA 7(a) o...
01
Sep
SBA SOP 50 10 8.1: What Changes in Your Business Plan from 1 October 2026
SBA issued SOP 50 10 8.1 on 14 August 2026. It governs every 7(a) and 504 loan that receives an SBA loan number o...
31
Aug
How Long Does an SBA Business Plan Take to Write?
An SBA business plan takes 7 to 14 business days with a professional firm, 2 to 4 weeks with a template and stead...
29
Aug
SBA Business Plan Template vs Hiring a Writer: An Honest Comparison
A free SBA template can win a $50,000 loan. It can also sink a $500,000 one. The honest answer to “template or wr...
27
Aug
Debt Service Coverage Ratio Explained for SBA Loan Applicants
Debt service coverage ratio kills more SBA applications than credit scores do. A lender can work around thin coll...
25
Aug
E2 Visa Job Creation Projections: Realistic Numbers That Pass
No regulation sets a minimum number of jobs for an E2 visa. That surprises most applicants, and it misleads some ...